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Worked examples

What's left after the credit? Six illustrative Tulsa cases

The question every family asks once they know their tier. Here the published credit ceilings are set against assumed tuition at different kinds of schools around the metro.

Last verified: October 2026. Agencies revise these programs every year, so confirm details with the office named in each section.

For illustration only: every tuition amount here is assumed, not quoted
CaseTierTuition (assumed)CreditStill owedNext layer
Small church school in Sapulpa, K-6, AGI $68,000Federal AGI up to $75,000$5,800$5,800$0The credit is capped at the bill, so it covers all of it and the extra tier room goes unused.
Diocesan parish elementary in midtown Tulsa, AGI $120,000Federal AGI $75,001-$150,000$7,900$7,000$900The Saint Francis Trust (apply by April 15) or a GO for Catholic Schools award can work on the balance.
Christian K-12 campus in Broken Arrow, 9th grader, AGI $175,000Federal AGI $150,001-$225,000$10,500$6,500$4,000School need-based aid is the usual next step; TCC dual credit can trim future college costs.
Independent college-prep day school in south Tulsa, AGI $310,000Federal AGI over $250,000$24,000$5,000$19,000The credit is a modest share here; the school's own financial aid matters most.
Accredited early-learning program for a 4-year-old, SNAP householdSNAP, TANF or SoonerCare/SoonerSelect household$9,500$7,500$2,000Benefit households reach the $7,500 tier; free public pre-K or CAP Tulsa are the no-cost alternatives.
East Tulsa learning-difference school on the LNH list, child on an IEP, AGI $95,000Federal AGI $75,001-$150,000$13,000$7,000$6,000LNH is a separate OSDE payment; ask the school how it and the credit appear on your enrollment verification.

How much will a Tulsa family still owe after the Oklahoma tax credit?

That depends on the distance between your tier and the school's price: at a school priced under your tier nothing remains, while at a college-prep campus most of the tuition is still yours to cover.

The six cases above pair real tier ceilings with tuition levels we assumed for illustration. They are not price quotes for any Tulsa school.

What closes the remaining gap in Tulsa?

The school's own aid first, then an SGO award such as GO for Catholic Schools or the Opportunity Scholarship Fund, the Saint Francis Trust for Catholic families, LNH for eligible students, and from 2027 scholarships backed by the federal credit.

Related questions

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